Where do you start and what mortgage and home search plan is best for you?
With our course, you will walk away with a crystal clear home buying plan that graduates you from being a renter to being an empowered homeowner. You will go through the transformation of being in the dark to knowing exactly what to expect and how to know when your bank or realtor is pushing something onto you that benefits their bank account at the expense of yours.
The pandemic has spiralled home prices out of control and tightened up mortgage qualification restrictions so if you truly are sick of being a renter, you need to approach home buying with a solid foundation of knowledge.
Your parents' advice on who to go with and how to buy a home is becoming increasingly outdated as the rules of the game have changed dramatically since they bought a home. It’s up to you to own the process and make adult decisions independently.
Luckily with our course community you won’t do this alone because you have a whole pool of new and recent buyers to learn from and ask specific questions to so you never feel like you’re going down the wrong path.
First-time Homebuyer Pro Course
How to use this course
From a scale of 1-10, how confident are you in your abilities?
Chapter Introduction - 2 min
A Quote: "The real estate market goes up and down, upwards" - 30 secs
Trying to Time the Market - 1 min
Responsibilities, Questions to Ask Yourself, and Common Objections to Not Buying - 5:30 min
Buy Now or Wait? Learn from This Real World Scenario - 3 min
Budgeting Doc
Buy vs. Renting Quiz
Chapter Recap: Buy vs Rent - 1 min
Buy or Rent Self-Reflection Handout
Step 1: Getting Started - 1 min
Step 2: Mortgage Pre-Approval & Deposit vs. Down Payment - 4 min
Step 3: Choose a REALTOR® - 2 min
Step 4: Create a Wishlist - 1 min
Step 5: Start Searching for Homes - 3 min
Step 6: Make an Offer - 3 min
Step 7: Negotiations & Multiple Offers - 3 min
Step 8: Subject Removal - 1 min
Step 9: Closing Costs - 2 min
Step 10: Possession Day - 1 min
Buying Process Quiz
Chapter Recap - 2 min
Chapter Intro
Mom said to try the family's local bank branch manager but... - 2 min
How Their Parents Went From Giving to ASKING for Mortgage Advice - 6 min
Peace of Wallet Trumps Peace of Mind - 2 min
An Analogy: McDonalds or your Concierge's Travel Dining Recommendations? - 4:30 min
Where Bank Branches Might Work Better For You - 4 min
Broker vs Bank Quiz
Chapter Recap
Chapter Intro
Huffington Post: "Big-Banks...Are The Worst Deal Around" - 3 min
The Unforgiving Big Bank Fixed Rate Penalty vs. The Overlooked Variable Rate One - 4 min
Lifetime Savings of $22,872 from a .3% Rate Difference (Big Bank vs. Mortgage Lender) 1:20 min
Why 60% of Canadians Break Their Mortgage Early - 1:30 min
Why sometimes a bank makes more sense
Mortgage Lenders vs Banks Quiz
Chapter Recap -2:20 min
Workbook: Fill out these questions to determine whether a broker or bank branch are best for you
Chapter Intro - 1 min
Pros and Cons - Running The Math - 9:30 min
Fixed vs. Variable Quiz
Chapter Recap - 1:30 min
Chapter Intro - 1 min
Rules of Thumb: Minimum Down & Mortgage Affordability - 7 min
With >20% Down Payment Save Thousands on Mortgage Default Insurance - 1:30 min
Mortgage Affordability quiz
Chapter Recap - 1 min
Ready to get pre-approved by Paul?
Chapter Intro
Is Your Credit Score Good Enough? The 5 C's of Credit - 4 min
If the bank rejects you, what does Plan B look like with Alternative Lenders? - 16 min
Afford more mortgage or piggyback on someone else's credit score: Co-signer vs a Guarantor
Credit Score & Alternative Lenders Quiz
Chapter Recap - 2 min
Summary of Mortgage Highlights: Time to engage a realtor! 2 min
Introduction: You're pre-approved! Now what? - 1:30 min
Setting Expectations: Needs vs. Wants - 2 min
Market Types: Buyers vs. Sellers Markets - 2 min
How to start your home search online and with a realtor - 1:30 min
Engaging a Realtor Quiz
Chapter Recap - 1 min
An Introduction - 20 secs
Pre-Sale, New Construction, or Resale? - 1 min
Pros and Cons of each plus the scoop on Home Insurance - 7 min
Warning About Pre-Sales & Showrooms! - 1:30 min
Assignments: Selling Your Pre-Sale Before It's Completed - 6 min
Pre-Sale vs Resale Quiz
Chapter Recap - 1 min
Introduction: What Home Ownership Can Cost - 1 min
Upfront Costs - Example Closing Costs To Budget: $11,132 on $500,000 Home - 2 min read
Monthly Costs to Budget For (Besides the Mortgage) - 2 min read
Yearly and Ad Hoc Expenses to Budget For - 30 second read
Chapter Recap - 30 seconds
An Introduction to First-Time Homebuyer Programs - 5:30 min
Is The CMHC First-Time Home Buyer Incentive Worth It? - 4 min
Chapter Recap - 45 seconds
After completing this course...from a scale of 1-10, how confident are you now in your mortgage and home buying abilities?
Get to know us: Why Alex and Paul Launched This Course
Meet Your Instructors: Alex Dunbar - Real Estate Advisor
FAQ
For first-time homebuyers who don’t know where to start, for those looking to take ownership for their success in the home buying process, and those who are already in the process and want to keep their Realtor & mortgage broker accountable. It doesn’t matter if you’re 2 weeks out of 2 years out, there is valuable information in this course no matter what stage in the process you’re at.
Yes! Even if you’ve already purchased a home before, it’s likely been a couple of years since you went through the process. And chances are, you’ve either forgotten about most of this information or weren’t educated on it to begin with.
We are providing an inside look at the course by providing you with one chapter for FREE! Also, we are offering a 100% money-back guarantee if you aren’t fully satisfied with the course so there’s literally no risk.
